Privacy Policy & Data Disclosures
GDPR, CCPA & AdMob / AppLovin Compliance

1. 🔒 100% On-Device Financial Data Processing

Financial Calculator Suite Pro is engineered to prioritize absolute data privacy. All financial calculations (including Income Tax computations, SIP returns, Loan EMIs, SWP cashflows, PPF interest, and Silver weight valuation) execute strictly inside your web browser or mobile device local memory.

• Zero salary figures, tax deductions, investment balances, or personal loan details are transmitted to external servers.
• No user account registration or login credentials are required to use any calculator.

2. 🌐 Localization & Local Storage Usage

We utilize browser localStorage solely to preserve your active regional preference (e.g., 🇮🇳 India INR, 🇺🇸 US USD, 🇪🇺 Europe EUR, 🇬🇧 UK GBP, 🇦🇪 UAE AED) and your cookie consent status. This ensures seamless navigation across all 16 standalone calculator pages without resetting your locale settings.

3. 📢 Advertising Networks Disclosures (Google AdMob, AppLovin & AdSense)

To provide free access to our financial tools, we partner with third-party advertising networks, including Google AdMob, Google AdSense, and AppLovin. These advertising partners may collect or receive limited non-sensitive information (such as mobile advertising identifiers, IP addresses, cookie data, and device characteristics) to serve contextual or personalized advertisements:

• Google AdMob / AdSense: Uses cookies and device identifiers in compliance with Google's Advertising Policies and IAB TCF Framework v2.2. You can learn more or customize ad preferences via Google Ad Settings.
• AppLovin Network: Serves mobile banner and interstitial ads compliant with global privacy frameworks. Refer to AppLovin Privacy Policy for opt-out mechanisms.

4. 🇪🇺 European Union GDPR & UK Data Rights

For residents of the European Economic Area (EEA) and the United Kingdom, under the General Data Protection Regulation (GDPR) and UK GDPR, you possess specific data rights:

• Consent Management: On your first site visit, an explicit consent banner allows you to choose between "Accept All Cookies" or "Essential Only".
• Right to Withdraw / Reset: You can modify or revoke your consent at any time by clicking "Cookie & Privacy Settings" in the site footer.
• Right to Access & Erasure: Since we do not store personal profiles on servers, clearing your browser storage permanently erases all locally stored preferences.

5. 🇺🇸 United States Privacy Rights (CCPA / CPRA & State Laws)

Under the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), and state privacy laws in Virginia, Colorado, Connecticut, and Utah:

• No Sale of Personal Data: We do not sell your personal financial input data to third-party data brokers.
• Opt-Out Rights: Users can opt out of personalized ad targeting by choosing "Essential Only" in our consent banner or enabling Global Privacy Control (GPC) signals in their web browser.

6. ⚖️ SEBI, SEC & Regulatory Disclaimers

All live market tickers, precious metal spot prices, FX conversion matrix values, and tax projections displayed on Financial Calculator Suite Pro are generated for educational and benchmark reference only. They do not constitute formal financial investment advice, tax filings, or SEBI/SEC registered advisory signals.