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DATA PROTECTION • GDPR & CCPA COMPLIANT

Privacy Policy

FinCalc Suite Pro is engineered on a strict privacy-first, client-side architecture. We never collect, transmit, store, or monetize your personal financial numbers.

✓ 100% On-Device Zero Telemetry
🔒 100% Client-Side Processing 🛡️ GDPR Compliant (EU) 🌐 CCPA Compliant (USA) 📊 Google AdSense Advertising Partner
📅 Effective Date: August 18, 2025 • Last Revised: August 2025
1. Zero Personal Financial Data Collection

All financial calculators on FinCalc Suite Pro — including the Income Tax Calculator, Mutual Fund SIP/SWP planners, Loan EMI simulators, and PPF calculators — execute mathematical algorithms entirely within your local web browser using client-side JavaScript.

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Client-Side Sandboxing: Your gross salary, tax deductions, loan borrowing amounts, investment figures, and date of birth inputs are never transmitted across the internet to any external server, database, or third-party cloud provider.
2. Client-Side Local Storage (localStorage) Usage

We utilize standard browser localStorage solely to preserve your non-sensitive UI settings between sessions:

  • Region & Currency Preference (fincalc_region): Remembers your chosen currency (e.g. INR ₹, USD $, EUR €).
  • Cookie Consent Response (fincalc_consent): Stores your choice regarding advertising cookies.
  • Cached Market Rates: Temporarily caches public bullion and currency benchmark rates for 3 minutes to minimize network bandwidth.

You can clear these stored preferences at any time by clearing your browser cache and cookies.

3. Advertising Partners & Google AdSense Cookies

To support free access to our comprehensive calculator suite, this website displays advertisements served by Google AdSense. Google and its third-party advertising partners may use cookies and web beacons to serve personalized or non-personalized advertisements based on your visits to this and other websites.

  • Google's use of advertising cookies enables it to serve ads based on your prior browsing history.
  • You can opt out of personalized Google advertising at any time by visiting Google Ads Settings.
  • You may also opt out of third-party vendor cookies for personalized advertising via www.aboutads.info.
4. Children's Privacy (COPPA Compliance)

FinCalc Suite Pro is designed for adult financial planning and is not directed to children under the age of 13. In accordance with the Children's Online Privacy Protection Act (COPPA), we do not knowingly collect, request, or maintain personal information from children under 13.

5. Regional User Rights (GDPR & CCPA)
  • GDPR (European Union): EEA residents have the right to access, rectify, or request deletion of any locally stored data, and the right to withdraw cookie consent at any time via our Cookie Settings.
  • CCPA / CPRA (California, USA): California residents have the right to know what data is collected and the right to opt-out of the sale or sharing of personal information. We do not sell any personal information.
6. Contact Information & Policy Updates

If you have questions, feedback, or data privacy inquiries regarding this Privacy Policy, please contact our administrative team at: privacy@fincalcsuite.app. We reserve the right to revise this policy periodically to reflect regulatory updates.

⚖️ Terms & SEBI Disclaimer ❓ Financial FAQ Guide